Expand your
Wallet’s Reach Beyond Borders

HIVEX® is an interoperable payments network, enabling bank-issued and fintech wallets to make cross-border payments at merchants using QR or NFC–no changes for users or training for merchants

The Infrastructure Layer for Global Wallet Acceptance

HIVEX® is a decentralized, blockchain-powered payment network that connects wallets and banking apps to cross-border payment infrastructure. It delivers transparency, security, and control to all network participants—while preserving merchant operations and ensuring a seamless user experience.

Trusted by Leading Wallets and Payment Providers

 Built for Digital Wallets, Mobile Banking Apps, and Payment Platforms

Designed for Innovators Driving the Future of In-Store Payments

Whether you’re scaling a wallet or building a QR-based payment network, HIVEX® provides the rails to enable cross-border acceptance—without disrupting what already works.

Digital Wallets

Extend in-store reach across borders via QR codes over HIVEX® rails and tokenized NFC transactions over existing card rails, with no dependency on hardware changes or added merchant friction.

 Mobile Banking Apps

Add QR code capabilities to complement your card offering and give users more ways to pay abroad—especially in markets where card acceptance is limited.

Mobile Payment Platforms

Open your network to international acceptance and unlock new revenue—while keeping existing merchant relationships intact.

How HIVEX® Powers Wallet Interoperability

A blockchain-based payment technology stack that serves as the foundational rails powering a highly secure and trusted value-transfer network.

  • HIVEX® connects wallets to merchants through a secure, permissioned, blockchain based network–enabling seamless cross-border payments.

  • We normalize QR code formats across regions, allowing foreign wallets to transact with local QR infrastructure.

  • When QR codes aren’t supported, HIVEX® converts the wallet payment into a tokenized credential for NFC acceptance on card terminals.

  • HIVEX® can deliver personalized, geo-targeted offers from local merchants, directly through the user’s wallet.

HIVEX® is a decentralized, blockchain-based payment network that gives wallets full control over the user experience. Manage FX, design rewards, and drive consumer spending globally. For acceptance networks, it unlocks new monetization models while increasing merchant value by capturing spend from high-value foreign travelers, all without changing existing systems.

A Neutral Network Built for Wallet Control and Revenue Growth

Powering Cross-Border Payments Without Compromise

The Network Leading the Future of In-Store Wallet Payments

Trusted. Scalable. Frictionless.

HIVEX® transforms how mobile payment apps connect to merchants around the world; with growing scale, usage, and real-world results.

  • Wallets across Japan, China, Hong Kong, Taiwan, and Korea are already participating on the HIVEX® Network—with more regions onboarding rapidly

  • Tap into established QR code payment networks—no new point-of-sales hardware or merchant training required.

  • In active corridors, over 12% of all inbound travelers have used a HIVEX®-connected wallet to pay in-store at their destination.

  • No new hardware. No merchant onboarding. No disruption.

Expand In-Store Acceptance — Without Borders or Friction

Take your wallet global. HIVEX® makes in-store acceptance abroad simple, fast, and seamless.